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Justin C. Howard

Commercial and Personal Lines Agent


Justin began his insurance career while attending Western Kentucky University and working as an intern with Northwestern Mutual Financial Network. After graduating college he decided to obtain his Kentucky Property and Casualty license in order to offer a wide variety of insurance products to potential clients. Justin has been in the insurance industry since 2008 and has been trained to help individuals and businesses choose quality insurance programs that provide the best coverage for the best price. Whether it be home, auto, health, life or commercial policies, as a licensed Independent Agent, Justin does not work for one particular insurance company, he works for YOU the client, to protect what matters most.


Kentucky Property and Casualty License
Kentucky Life and Health License
B.S Degree Marketing (Sales Emphasis) Western Kentucky University, 2008
LaRue County High School 2003


Kentucky Young Insurance Professionals
BNI Organization (Business Networking International)


Justin is a native of Hodgenville, Kentucky who enjoys spending time with his wife Kelly and his daughter Avery. He also enjoys being outdoors whether it be golfing, hunting or fishing.